MICRO INSURANCE & LOAN PROTECTION

Secure Your Loans, Protect Your Business & Future

A seamless micro insurance solution offering financial security and complete peace of mind to MSME borrowers, entrepreneurs, and lending institutions across Africa.

iTEKKUB2B Micro Insurance & Financial Security
COMPREHENSIVE COVERAGE

Protection Built For Every Business Scenario

Tailored micro insurance policies designed to eliminate loan default risks and shield your family.

Death Protection

Your outstanding loan is fully paid off in the event of death, protecting your family from financial liabilities.

Permanent Disability

If permanent disability occurs due to an accident, loan obligations are completely offset automatically.

Funeral Expense Benefit

A pre-agreed lump sum benefit is paid swiftly to your designated next of kin for immediate relief.

Extended Asset Protection

Optional insurance add-ons protecting business premises against fire, burglary, and physical damage.

Peace of Mind for Borrowers

Protect your enterprise, family, and assets from unforeseen life events. Our comprehensive loan protection insurance ensures your commitments are covered when you need it most.

Automated low-cost monthly premiums
Zero complex medical exams required
Direct payout to designated beneficiaries

Reduced Risk for Lenders

Minimize non-performing loan (NPL) ratios and scale your credit portfolio with confidence. Our insurance engine simplifies recovery and eliminates default risk.

Seamless API integration with lending systems
Automated policy generation at loan disbursement
Faster claims turnaround for institutional peace of mind
FAST CLAIMS ENGINE

How Micro Insurance Works

Three simple steps to secure peace of mind for your loans and business capital.

01

Simple Digital Application

Enrol seamlessly alongside your loan application with zero physical paperwork.

02

Automated Micro Premiums

Micro premiums are transparently calculated and bundled directly into loan schedules.

03

Rapid Claims Processing

Digital claims submission ensures swift verification and prompt disbursement.

Ready to Grow Your Business?

Join thousands of African SMEs already using iTEKKUB2B to access financing, manage suppliers, and scale operations.